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| Existing Service Charges Exclusive GST | |||
| 1) Hasti Power Pack for Facilities, and Service Charges & Charges for no Maintenance of MAB. | |||
| Charges with effect from-01/05/2024 | |||
| Sr.No. | Charges Under Process | ||
| 1 | Hasti Power Pack, MAB- Rs.1,00,000/- Details of free Services NEFT / RTGS Free, Cheque Book Charges Free, No A/c Keeping Charges | ||
| 2 | Charges for non Maintenance of MAB (Monthly Average Balance) Rs.1,00,000/- .................... Charges Rs.500/- + GST (Monthly) For Borrower's Operative A/c Keep MAB at Current A/c ( The Account will be maintained in the Name of Borrower ) |
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| 3 | Minimum Balance for Current A/c Rs. 5,000/- Charges for Non maintenance. |
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| Minimum Balance Per Quarterly - Nil | |||
| (All Segment of Current A/c) The Quarter Start from May, August, November & February. | |||
| 4 | Minimum Balance for Saving Bank A/c :- | ||
| Particulars | Minimum Balance Rs. | Non Maintenance of Minimum Balance Per Quarterly Charges | |
| Young Champion Students up to Age 18 years (Maximum Annually Transaction limit Rs.1 lakh only) | 100 | No | |
| Ladies (House Wife) without Cheque book & ATM Card | 100 | No | |
| Normal Saving Bank A/c | 300 | No | |
| Saving Bank With ATM Facility Per Quarterly | 500 | No | |
| Saving Bank with ATM/Cheque Per Quarterly Book Facility | 1000 | No | |
| Note:- | |||
| 1) Non Maintenance of charges will apply on Quarterly Basis. | |||
| 2) The Non Maintenance Charges will be applicable to Operative Saving Bank/Current A/c only. The In-operative mark A/c will not charge for non-maintenance of minimum balance. | |||
| 3) Above charges applied on quarterly basis the From the Quarter end May, August, November & February. | |||
| 4) Minimum Balance charges are to be debited after instruction from H.O. | |||
| 2) Issue of Multy City Cheque Book | System Through | ||
| Sr.No. | Charges | ||
| 1 | Current A/c and C.C. A/c( For All Segments ) Per Cheque Charges Rs. 2.50/-+ GST /- | ||
| 2 | Saving Bank A/c First 25 Cheques Free in One F.Y. (April to Mar). There after Per Cheque Charges Rs. 2.50/-+ GST (In financial Year April to March) | ||
| 3 | Operative Loan A/c ( Hypothecation, CC Secured, Industrial, CC Against Property, CC for Professional Loan, CC against Gold Loan, Cash Credit for Builder Developer & Other CRE (Product Code-822) OD (Against FD) Excluding Clean CC A/c Per Cheque Charges Rs.2.50/- + GST | ||
| 3) Stop Payment Charges | System Through | ||
| Sr.No. | Charges | ||
| 1 | S.B. A/c, Current A/c and C.C. A/c & All Other Operative Loan A/c Charges Rs.100/- + GST per Instrument | ||
| 4) Account Keeping Charges | System Through | ||
| Sr.No. | Charges | ||
| 1 | Current A/c , Hypothecation, C.C. Secured, Industrial Loan, C.C. Against Property, CC for Professional Loan, Cash Credit for Builder Developer & Other CRE (Product Code-822) | Yearly Rs.450/- + GST Charges Debited in every year the Month of December | |
| 5) Statement of Account Charges | System Through | ||
| Sr.No. | Charges | ||
| 1 | First – Monthly Free for all segments but Second time for same period Demand First Page Charges Rs.20/- + GST - Next Page Charges Rs. 10/- Minimum Rs.30/- + GST | ||
| 6) Issue of Duplicate Pass Book (For All Segment ) | Manual | ||
| Sr.No. | Charges | ||
| 1 | First Pass Book / continuation of pass Book - Nil | ||
| 2 | Rs. 75/-+ GST Per Pass Book Issue of Duplicate Passbook | ||
| 7) Account Closure | Manual | ||
| Sr.No. | Charges | ||
| 1 | a) Savings Bank Account | i) Within 6 months – Rs.150/- + GST | |
| ii) Within 1 year – Rs.100/- + GST | |||
| 2 | b) Current Account | i) Within 6 months – Rs.400/- + GST | |
| ii) Within 1 year – Rs.300/- + GST | |||
| 8) Standing Instruction (SI) /MMS | System Through | ||
| Sr.No. | Charges | ||
| 1 | Setting of SI Intra Bank - Free (At Branch) Inter Bank Free | ||
| Processing of SI (At Branch) Intra Bank Free Inter Bank - Nil | |||
| Failed S.I. Inter Intra and Bank Transfer Rs.50/- + GST ( In Loan A/c ) | |||
| MMS failed other Bank Charges Rs.150+ GST | |||
| 9) Interest Certificate for all Segments | Manual | ||
| Sr.No. | Charges | ||
| 1 | First Time -Free | ||
| 2 | Duplicate Charges (Per Cert.) Rs.50/-+ GST | ||
| 10) Balance Certificate Per Instance for All Segments | Manual | ||
| Sr.No. | Charges | ||
| 1 | Rs.25/-+ GST | ||
| 11) No dues certificate for all segments customers | Manual | ||
| Sr.No. | Charges | ||
| 1 | Priority Sector | Free | |
| 2 | Others | Individual | Rs.50/- + GST |
| Firm / Non-individuals | Rs.100/- + GST | ||
| 12) Signature Verification per instance and Solvency Certificate | Manual | ||
| Sr. No. | Charges | ||
| 1 | Signature Verification Charges Rs.50/- + GST | ||
| Solvency Charges per lakh Rs.100/- + GST | |||
| Minimum Charges Rs.300/- + GST | |||
| Maximum Charges Rs.1000/- + GST | |||
| Bank Guarantee Commission-2% of Guarantee amount + GST | |||
| 13) Photo Attestation - | |||
| Sr. No. | Charges | ||
| 1 | Photo attestation | Rs.50/- + GST per request | |
| 14)Address Confirmation - | |||
| Sr. No. | Charges | ||
| Address confirmation | Rs.50/- + GST per request | ||
| 15) CIBIL REPORT CHARGES | |||
| Sr. No. | Charges | ||
| 1 | Consumer/Commercial Report | Rs.150+GST per Individual Person | |
| 2 | Commercial CRIF With Score | Rs.1000+GST Per Partnership / Pvt. Ltd./LLP / Trust / Proprietary Firm | |
| Note :- Loan Application of Rs.100000/- and above should be taken CIBIL Report before Scrutiny of the loan Proposal at Branch level. (Excluding loan against Fixed Deposit) | |||
| Caution :- CIBIL Report would be taken only after Receipt of loan Proposal with processing / CIBIL Report Charges. Without Loan Proposal CIBIL Report Should not be taken. | |||
| 16) Record-Copy of the Cheque per instance | Manual | ||
| Sr. No. | Charges | ||
| 1 | Rs.50/- + GST Per Cheque | ||
| 17) Enquiry of Old Transactions | |||
| Sr. No. | Charges | ||
| 1 | Saving A/c - Regular | Within 1 year Rs.100/- + GST | |
| 2 | Current A/c - Regular | Within 1 year Rs.300/- + GST | |
| 18) Enquiries relating to old records (Beyond 12 Month Old) per item For All Segment | Manual | ||
| Sr.No. | Charges | ||
| 1 | Rs.50/- + GST | ||
| Per item up to 2 years & thereafter additional Rs.25/- + GST per Additional year for each item. | |||
| 19) ATM Card / kit return by courier due to wrong address. | Manual | ||
| Sr.No. | Charges | ||
| 1 | Rs.100/-+ GST | ||
| 20) Allowing Operation's through Power of Attorney / Mandate for Current A/c & Operative Loan A/c's | Manual | ||
| Sr.No. | Charges | ||
| 1 | Rs. 200/- + GST For individual, Rs.500/- + GST Non individual. | ||
| 21) Postal Charges | Manual | ||
| Sr. No. | Charges | ||
| 1 | Actual Charges as per Post Office Record | ||
| 22) Collection of Bills (inclusive Postage & out of Pocket Expenses) | System Through | ||
| Sr.No. | Charges | ||
| 1 | Up to Rs. 5000/- | Rs. 25/-+ GST | |
| 2 | Above Rs.5000/- Rs.10,000/- | Rs.50/-+ GST | |
| 3 | Above Rs. 10000/- To Rs. 100000/- | Rs.100/-+ GST | |
| 4 | Above Rs.100000/- | Rs.100/-+ GST | |
| 5 | Above Rs.1.00 Lac Per Thousand Rs.0.50 Paisa + Postage Maximum Rs.500/- | ||
| 23) Collection of Outstation Cheques | System Through | ||
| Sr.No. | Charges | ||
| 1 | Up to Rs.5000/- | Rs 25/- + GST Per Cheque | |
| 2 | Above Rs.5000/- Rs.10000/- | Rs.50/- + GST Per Cheque | |
| 3 | Above Rs.10000/- To Rs. 100000/- | Rs.100/- + GST Per Cheque | |
| 4 | Above Rs.100000/- | Rs.100/- + GST Per Cheque | |
| Per Thousand Rs.0.50 Paisa + Postage+ Courier Charges ( Maximum Rs.500/- ) | |||
| 24) Cheque / Bills deposited with us return unpaid by others (Local / Out station) | System Through | ||
| Sr. No. | Charges | ||
| 1 | Per Cheque Rs.100/- +GST | ||
| 25) Issue of Demand Drafts / Pay Order for all Segment's | System Through | ||
| Sr.No. | Charges | ||
| 1 | D.D.and Bankers Cheque Commission Transfer Transaction | ||
| 1. Up to 10,000/- Rs.10/-+ GST | |||
| 2. Above Rs.10,000/- Up to Rs. 49,999/- Rs.1.20/- + GST | |||
| 2 | DD By Cheque or Transfer | ||
| 1. Up to 10000/- Rs.10/-+ GST | |||
| 2. Above Rs.10,000/- Rs.0.95 Paise + GST Maximum Rs.300/- | |||
| 26) Revalidation/Cancellation and issuance of Duplicate Draft/Bank's Cheque Per instance. | Manual | ||
| Sr.No. | Charges | ||
| 1 | Rs.50/- + GST | ||
| 27) NEFT / RTGS Charges (Transaction at Branches/CBS ) Free for All types operative Loan Account's, Current Account's & Saving Account's | System Through | ||
| 28) Cash Handling Charges | Under Process | ||
| Sr.No. | Charges | ||
| A) | i) Saving Bank A/c - Rs.10/- And Rs.20/- denomination - Each denomination 1 Packets - Free of Charges | ||
| ii) Above 1 Packets - Per Packet Rs.10/- + GST 18 % | |||
| iii) For current and all Operative Loan A/c Rs.10/-& Rs.20 denomination notes - 2 Packets Free of Charges. | |||
| iv) Above 2 Packets - Charge Rs.10/- + GST 18 % Per Packet | |||
| B) | i) Saving Bank A/c -Rs.50/- denomination - 1 Packets - Free of Charges | ||
| ii) Above 1 Packets - Per Packet Rs.10/- + GST 18 % | |||
| iii) For Current and all Operative Loan A/c Rs.50/- denomination notes - 2 Packets - Free of Charges. | |||
| iv) Above 2 Packets - Charge Rs.10/- + GST 18 % Per Packet | |||
| C) | No Counting Charges on Denomination of Rs.100/-, 200/-, 500/- | ||
| D) | Coin-Denomination of Rs.10/-& Rs.20/- of Valuation Rs.100/- will Charge -Rs.10/- + GST 18 % Rs.100/- Per Value | ||
| Maximum Limit Rs.100/- per value accepting of Coins Per day | |||
| 29) ATM Charges (Transactions Exceeding the Permissible Limit for free ATM transactions ) | System Through | ||
| Sr. No. | Charges | ||
| 1 | Monthly Limit First 5 Transaction - Free | ||
| Above 5 Financial Transactions on other ATM Charges Rs.20/-+ GST | |||
| Non Financial Transaction Rs.8/- + GST per transaction | |||
| All transaction on our Banks own ATM & Debit Cards free | |||
| 30) Safe Deposit Lockers Rent : (Annual Charges for all Branches) | Mark S.I. | ||
| Sr. No. | Charges | ||
| A) | Branches :- Dondaicha, Shindkheda, Songir, Nandurbar City, Pimpalner, Sakri, Dhule City, Akkalkuwa, Shahada, Jalgaon, Shirpur, Navapur, Chalisgaon, Amalner, Satana, Taloda, Girivihar Nandurbar, Deopur Dhule, Visarwadi and Pune. | ||
| Particular Locker Size | Latest Rate | Deposit | |
| 1 | Small Size 7"x5" | Rs.1000/- + GST | 15,000/- |
| 2 | Medium Size -1 13"x5" | Rs.2200/- + GST | 25,000/- |
| 3 | Medium Size -2 13"x10.30" | Rs.3500/- + GST | 30,000/- |
| 4 | Large Size 21"x7.5" | Rs.3850/- + GST | 50,000/- |
| 5 | Suitcase Size 20"x15" | Rs.7700/- + GST | 75,000/- |
| B) | Branches :- Nijampur and Chopada. | ||
| Particular Locker Size | Latest Rate | Deposit | |
| 1 | Small Size 7"x5" | Rs.700/- + GST | 10,000/- |
| 2 | Medium Size -1 13"x5" | Rs.1500/- + GST | 15,000/- |
| 3 | Medium Size -2 13"x10.30" | Rs.2300/- + GST | 50,000/- |
| 4 | Large Size 21"x7.5" | Rs.2500/- + GST | 35,000/- |
| 5 | Suitcase Size 20"x15" | Rs.7700/- + GST | 75,000/- |
| 1 | लॉकर भाडे ३०/०४/२०२५ पर्यंत सेविंग खात्यास नावे टाकुन वसुल करणे. | ||
| 2 | नवीन लॉकर देतांना दर तिमाहीचे भाडे वसुल करण्यात यावे. उदा. एप्रिल ते जून (४ तिमाहीचे) जुलै ते सप्टेंबर(३ तिमाहीचे) ऑक्टोबर ते डिसेंबर (२ तिमाहीचे) जानेवारी ते मार्च (१ तिमाहीचे) | ||
| 3 | प्रत्येक लॉकर धारकास दरमहा २ वेळा किवा वार्षिक एकुण १२ वेळा लॉकर ऑपरेट करता येईल. यापेक्षा अधिक वेळा लॉकर ऑपरेट केल्यास प्रत्येक वेळी (Instance) रु. ५०+ जी.एस.टी. ची आकारणी त्याच दिवशी संबंधीत लॉकर धाराकाचे खात्यास नावे टाकुन वसुल करावी. | ||
| 31) Debit Card issuance Charges | Manual | ||
| Sr.No. | Charges | ||
| 1 | ATM Card Period 5 Year | First Card - Free | |
| Second Card | Rs.100/- + GST Per Card | ||
| Second Time ATM Card Password | Rs.100/- + GST | ||
| Debit Card Yearly Maintenance Charges | Rs.75/- + GST | ||
| 32) IMPS Fund Transfer Charges CBS, Mobile Banking Service INB | System Through | ||
| Sr.No. | Charges | ||
| 1 | Inter Bank - Free, Other Bank as follows:- | Using IMPS / UPI | Using USSD |
| Inter bank & Other Bank- FREE | |||
| 33) Processing Fees (Service Charges) | Manual | ||
| Sr.No. | Charges Type of loan where processing fee applicable | ||
| 1 | 1. New Loan Proposal above Rs. 2.00 lac's Limit Rs.0.75% + GST | ||
| 2. Yearly Operative Loan Proposal Renewal / Revival Limit Rs.0.25 /- +GST | |||
| 3. Vehicle Loan Rs.0.25% +GST Maximum Rs.5000/-+GST | |||
| (Excluding Advance against Pledge of Goods, Education Loan and Housing Loan) | |||
| 34) Document Charges | Manual | ||
| Sr.No. | Charges | ||
| 1 | Up to Rs.25000/- Charges Rs. 50/- + GST | Nil | |
| 2 | Above Rs.25000/- to Rs.100000/- | Nil | |
| 3 | Above Rs.1.00 Lac to Rs.2.00 Lac/- | Nil | |
| 4 | Above Rs.2.00 Lac to Rs. 5.00 Lac | Nil | |
| 5 | Above Rs.5.00 Lac to Rs. 10.00 Lac | Nil | |
| 6 | Above Rs. 10.00 Lac to Rs. 25.00 Lac | Nil | |
| 7 | Above Rs. 25.00 Lac to Rs.50.00 Lac | Nil | |
| 8 | Above Rs.50.00 Lac | Nil | |
| 35) Typing Charges (Mortgage Typing Charges) (After Three year if no additional mortgage for other documents charges at Nil) | Manual | ||
| Sr.No. | Charges | ||
| 1 | Rs.5.00 Lac Up to 20.00 Lac | Nil | |
| 2 | Above Rs. 20.00 Lac | Nil | |
| 36) Trade Certificate Charges | Manual | ||
| Sr. No. | Particulars | Charges | |
| 1 | Motor Vehicle ( Two Wheelers ) | Nil | |
| 2 | Non Transport ( All Three Wheelers ) | Nil | |
| 3 | LMV Transport ( All Four Wheelers Car's ) | Nil | |
| 4 | Heavy Goods Vehicle (All Kind of Trucks, JCB & Heavy Vehicle) | Nil | |
| 5 | LMV Non Transport | Nil | |
| 37) Inspection Charges | System Through | ||
| Sr.No. | Charges | ||
| 1 | Type of Loan | ||
| Plant & Machinery, Vehicle Loan, Business Term Loan, Property Loan, Builders & Contractors Term Loan and Rent Discounting Loan, CRE Term Loan outstanding on the Last day of December Amount Charges 0.10 % Rs.+ GST | |||
| Maximum Rs. 25000/- Yearly debited to Loan A/c in the Month of January 2nd or 3rd Week. | |||
| 38) Title Search Fee | Manual | ||
| Sr.No. | Charges | ||
| 1 | Loan Amount upto Rs.5 Lakh per property Rs.1200/- | ||
| 2 | Loan Amount above Rs.5 Lakh to Rs.25 Lakh per property Rs.1500/- | ||
| 3 | Loan Amount above Rs.25 Lakh per property Rs.1700/- | ||
| Plus Charges of Search at Registrar Office as per Receipt. | |||
| Note :- Search report for One lay-out for same Gat No., Title Search fee will be charge as single title fee per Gat No. In addition to that if on that lay-out Plots are developed the charges would be Rs.100/- per Plot only. | |||
| 39) Addition / Deletion of Names | Charges | ||
| 1 | In joint accounts/ Nomination changes in operational instruction | Rs.25/- per request + GST | |
| 2 | In Case of death case | No Charges | |
| 40) SMS Charges | System Through | ||
| Sr.No. | Charges | ||
| A) | For Saving Bank A/c Holder's - Every Quarterly | ||
| Up to 50 SMS | Rs. 15/- + GST | ||
| Above 50 SMS | Rs. 30/- + GST | ||
| B) | For Current A/c & Operative Loan A/c - Every Quarterly | ||
| Up to 250 SMS | Rs. 75/- + GST | ||
| Above 251 to 500 SMS | Rs. 150/- + GST | ||
| Above 501 to 1500 SMS | Rs. 300/- + GST | ||
| Above 1500 | Rs. 0.15 Per SMS + GST | ||
| Maximum Charges 1000 + GST | |||
| 41) Gold Valuation Charges & Insurance Charges | |||
| 1 | Gold ornaments Valuation charge | 1) Valuation up to 20000/- Gold valuation charge Rs 50/- minimum. | |
| 2) Valuation of above Rs 20000/- Per above Thausand 1.50/- | |||
| 3) Maximum Rs 1200/- | |||
| 2 | Gold insurance Charges | 0.25/- per thausand of total Valuation + GST | |
| 42) Valuation of the Property and Plant and Machinary | Fees to paid | ||
| 1 | Up to Rs. 10 Lakhs | 0.18% of the value (Minimum of Rs. 600/-) | |
| 2 | For next Rs 40 Lakhs | 0.06% of the value | |
| 3 | For next Rs 60 Lakhs | 0.03% of the value | |
| 4 | above Rs 100 Lakhs | 0.02% of the value (Maximum Rs 9000/-) | |
| 43) Custody Charges | Charges | ||
| Custody charges of securities/documents/title deeds mortgaged with Bank Ad. Against Gold Ornaments not taken delivery of ornaments after closing of Loan A/c not collected within 30 days from closure of advance | Rs.1000/- per month or part there of | ||
| 44) Revalidation of Sanction / Re-sanction of Loan - (After Three Months of HO Sanction letter) | |||
| Charges | |||
| a) | Working Capital Loan | 50% of the applicable processing Charges + GST | |
| b) | Term Loan | 50% of the applicable processing Charges + GST | |
| 45) Substitution of Collateral Security / Personal Guarantees-During Live Loan A/c | Charges | ||
| a) | Loan amount below Rs.1.00 Crores | Rs.2000/- + GST | |
| b) | Loan Amount above Rs.1.00 Crores | Rs.5000/- + GST | |
| 46) Part Release of Collateral Security During Live Loan A/c - | Charges | ||
| a) | Loan amount below Rs.1.00 Crores | Rs.2000/- + GST | |
| b) | Loan Amount above Rs.1.00 Crores | Rs.5000/- + GST | |
| 47) Extension of Loan Moratorium period - | |||
| 1 | 0.25% of undisbursed Loan amount + GST | ||
DICGC Assurance
The Hasti Co-Op Bank Ltd. is registered with DICGC.
Secured Assets possessed Under the SARFAESI Act 2002
Branches